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Financial Literacy Resources

Compiled by the Black Creek Financial Action Network

Personal Finances

  • The McGill Personal Finance Essentials course is available in English and French and aims to enhance participants’ knowledge and skills related to their own personal finances: 
  • The Budget Planner has been developed by FCAC and incorporates in part the Budget Calculator Spreadsheet under license from Credit Counselling Society. 
  • Money Matters, free, introductory financial literacy program designed for adult learners. If you want to learn on your own there are a number of resources.

Strengthening Consumer Financial Protection
An open letter to Ontario's Minister of Government and Consumer Services regarding fringe financial services.

  • Your guide to protection against fraud

Trends and Issues

  • Read compiled from current statistics and studies, serving as an ongoing consolidated snapshot of the trends and issues affecting quality of life in our city.
  • United Way Great Toronto: The Opportunity Equation Report.
  • TD Bank report: Pervasive and Profound: The Impact of Income Volatility on Canadians. 

BCFAN Resources

  • BCFAN Responding to
  • BCFAN Submission on , May 20, 2016
  • BCFAN Submission on

BCFAN on Retiring on a Low Income

Black Creek Financial Action Network sponsored a presentation by John Stapleton about Retiring on a Low Income on June 25, 2013. John’s work challenges mainstream thinking about retirement for people on a low income, and has suggestions from a practical as well as policy level to increase financial awareness and planning for seniors.

To find out more about CPP/OAS & Guaranteed Income Supplement see:

  • John Stapleton’s presentation -
  • John Stapleton’s website:

"Ottawa's financial literacy strategy is noble but, it's not enough," by Brenda Spotton Visano published in the Globe and Mail in 2015.

Student Finances